Alternative Income Mortgages:

Flexible Home Financing Solutions

Are you self-employed, an investor, or earning income outside traditional pay structures? Alternative Income mortgages  might be the perfect solution for you. Unlike conventional loans, Alternative Income Mortgages provide flexible qualification guidelines that consider alternative income sources, making homeownership more accessible.

What Are Alternative Income Mortgages?

Alternative Income Mortgage loans are designed for borrowers who don’t fit the strict requirements of conventional mortgage lending. Whether you have fluctuating income, significant assets, or a unique financial situation, these loans offer alternative ways to qualify.

Who Benefits from an Alternative Income Mortgage?

  • Self-Employed Borrowers – Use bank statements instead of tax returns to verify income.
  • Real Estate Investors – Qualify based on rental income and property cash flow.
  • Gig Workers & Freelancers – Use alternative documentation to prove earnings.
  • Retirees & High-Net-Worth Individuals – Leverage assets instead of traditional income.

Key Features

  • Flexible Income Verification – Use bank statements, 1099s, or asset depletion.
  • Higher Debt-to-Income Ratios (DTI) – More lenient guidelines compared to conventional loans.
  • No Tax Returns Required – Ideal for business owners and independent contractors.

Get Started Today!

If a Non-QM mortgage sounds like the right fit for you, our team is here to help! Call us now at 718-759-1035.  Or Fill out the form below and we will be in contact within a few hours. 

We Look forward to hearding from you!


 

About Us

We've been helping customers afford the home of their dreams for 30 years and we love what we do. Licensed in NY and Florida

Company NMLS: 5947
www.nmlsconsumeraccess.org
Fidelity First Mortgage Corp is a registered Mortgage Broker with the NYS Dept of Financial Services.  And with the Florida Dept of Financial Services.  All loans are arranged through 3rd Party Lenders. 

Contact Us

Headquarters:
3974 Amboy Road Suite 302    
STATEN ISLAND, NY 10308  
Phone: (718) 759-1035






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